When a Pennsylvanian is injured on the job, there will be inevitable concerns as to what they will do about lost wages and getting the medical treatment needed to return to health. This is where workers' compensation benefits are imperative. However, many workers are unware of even the basics about workers' compensation. This is nothing to be embarrassed about. Not knowing about the benefits they are entitled to and how to get them does not mean that a worker cannot get them. However, it is key to first understand the basics.
Workers' compensation is a law that provides workers with money for their medical care and wage loss. These benefits last until an injured individual can return to work. There are other benefits people can get through this program, including death benefits for family members. Just about all Pennsylvania workers are eligible to obtain workers' compensation as employers are required to have workers' compensation insurance for employees.
This includes part-time workers and those who work on a seasonal basis. The workers' compensation act even applies to employers who have as few as one employee and unincorporated businesses. Domestic employees, agricultural workers, volunteers, and others are generally not covered under workers' compensation.
When workers are injured or become ill, workers' compensation will be available. If a worker intentionally injured him or herself, then workers' compensation cannot be recovered. If a worker has violated the law in becoming injured or ill, then the benefits might not be provided.
Workers are covered by workers' compensation insurance on the day in which they are hired. The medical benefits will be paid from the date of the injury. Wage-loss payments are made after the person has been disabled for more than seven calendar days (weekends included).
While understanding the basics of workers' compensation benefits is important, workers who are injured or ill and cannot work will inevitably need legal help to ensure that they get their benefits. A law firm that understands workers' compensation should be called for help with these claims.
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